Credit Memo Drafting Agent
Writes the sections of a credit memo by combining internal financial data with information gathered from the web.
The business process
Credit underwriting documentation. Analysts move from writing the memo to reviewing a complete draft with sources attached.
What the agent reads
- Internal financial and exposure data on the borrower
- Public information and news retrieved from the web
- The bank's credit memo template
What it produces
- Drafted memo sections with explainable reasoning and cited sources
- A Word document ready for underwriter review
How it works
Generative agents cross internal financial data with web research and compose each memo section on the house template, attaching references so the human underwriter can validate every statement.
Runs on
- Semantic knowledge graph
- GraphRAG & traversal queries
- Domain-tuned SLM/LLM/VLM serving
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